Historically, women have had less opportunity to manage money or invest. As students graduate from high school and move out into the world, it is imperative that they possess an understanding of personal finance in order to make informed decisions that will affect their financial futures. The Personal Finance seminar offers students an opportunity to be introduced to the concepts of managing personal finances including earning, spending, saving, investing, and philanthropy. Students conduct hands-on activities including budget development and the creation of an investment portfolio. Students in the Personal Finance seminar will also take and pass the IRS certification to become a personal income tax preparer in the VITA (Volunteer Income Tax Assistance) program. Training for the VITA program is conducted as part of the coursework.